How fast can consumers receive an application decision?
Does my credit history matter?
If your credit is less than perfect, don’t worry. ChoiceCash is designed for consumers from all walks of life. Applicants with different credit histories can be approved for a ChoiceCash loan!1
DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK
The ChoiceCash loan is made by Capital Community Bank a Utah charted bank, located in Provo, Utah Member FDIC. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. Capital Community Bank does not offer or service student loans.
1 All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan. The minimum loan amount for a ChoiceCash Title Loan in California is $10,600. Not all applicants are approved. Application process could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5 PM PST on a business day.
2 An automatic payment and interest rate reduction will occur each month up to an overall interest reduction rate which will be disclosed in your CCBank Installment Loan and Security Agreement, while your loan meets all of the following eligibility criteria: (1) the loan must be less than 30 days past due at all times, (2) the loan cannot have been modified, (3) the vehicle cannot have been repossessed, and (4) the loan cannot have reached its original maturity date. If at any time the loan does not meet all of the above eligibility criteria, the loan will no longer qualify for any automatic payment and interest percentage point reduction.
L.A. Insurance does not underwrite, service, or provide any support for ChoiceCash or LoanMart products or services. Not available in all agencies. If you have questions about the ChoiceCash program serviced by LoanMart, please direct any inquiries to +1 (855) 968-5626.
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