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Use your Paid-Off car to get cash fast!

L.A. Insurance has teamed up with ChoiceCash — Serviced by LoanMart — to offer you easy access to cash when you need it the most!
  • Loans starting at $1,000
  • Perfect Credit Not Required1
  • No hidden fees or balloon payments
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ChoiceCash (Serviced by LoanMart)

What is ChoiceCash?

ChoiceCash is a vehicle-secured installment loan designed for consumers from all walks of life.

Who can qualify for ChoiceCash?

ChoiceCash offers flexible qualification requirements. As long as you have a car title in your name and a reliable source of income, you may qualify for a ChoiceCash Title Loan1

What is unique about the ChoiceCash product?

Credit Score Doesn't Matter

Perfect Credit Not Required

Interest and Payment may drop month to month!

ChoiceCash customers may receive loan proceeds as fast as same-day.

Payments can drop every month

Frequently-Asked-Questions

How do I apply?

Please click here to apply or call the ChoiceCash team at +1 (855) 968-5626

How fast can consumers receive an application decision?

ChoiceCash is quick, easy, and convenient. Your application could be completed in as little as five minutes1.

Does my credit history matter?

If your credit is less than perfect, don’t worry. ChoiceCash is designed for consumers from all walks of life. Applicants with different credit histories can be approved for a ChoiceCash loan!1

DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

The ChoiceCash loan is made by Capital Community Bank a Utah charted bank, located in Provo, Utah Member FDIC. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. Capital Community Bank does not offer or service student loans.

1 All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan. The minimum loan amount for a ChoiceCash Title Loan in California is $10,600. Not all applicants are approved. Application process could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5 PM PST on a business day.

2 An automatic payment and interest rate reduction will occur each month up to an overall interest reduction rate of 36%, while your loan meets all of the following eligibility criteria: (1) the loan must be less than 90 days past due at all times, (2) the loan cannot have been modified, (3) the vehicle cannot have been repossessed, and (4) the loan cannot have reached its original maturity date. If at any time the loan does not meet all of the above eligibility criteria, the loan will no longer qualify for any automatic payment and interest percentage point reduction.

L.A. Insurance does not underwrite, service, or provide any support for ChoiceCash or LoanMart products or services. Not available in all agencies. If you have questions about the ChoiceCash program serviced by LoanMart, please direct any inquiries to +1 (855) 968-5626.

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