Insurance Agency in Ypsilanti, MI

Types of Insurance Policy We Offer in Ypsilanti, Michigan

We offer six different types of insurance for the beautiful people living in Ypsilanti. 

1. Auto Insurance

Ypsilanti residents must carry minimum auto insurance coverage if they drive a car. L.A. Insurance in Ypsilanti, MI, offers various auto policies to protect you and your vehicle, including liability insurance, personal injury protection (PIP), collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. With L.A. Insurance, apart from fulfilling Michigan auto insurance requirements, you can expand your level of protection by choosing the coverage you truly need. Whether you drive a luxury vehicle, sports car, SUV, or truck, we cover medical expenses, lost wages, auto repairs, theft, vandalism, and natural disasters regardless of who caused the accident. Learn about the different types of car insurance coverage we offer and understand what you need. Interested in learning how you can get the most affordable full coverage auto insurance with us? Get a cheap car insurance quote and see why L.A. Insurance is so good at auto policies in Ypsilanti, MI. 

2. Motorcycle Insurance

If you love riding a bike in Ypsilanti, you must not forget to insure it. Motorcycle insurance is mandatory in Michigan. Whether you need liability insurance or full coverage motorcycle insurance that combines liability, collision, and comprehensive, talk to our Ypsilanti motorcycle insurance agents. They can help you choose from the different types of motorcycle insurance coverage we offer and adjust your coverage. As a local insurance agency, we believe in serving the Ypsilanti community with affordable and reliable motorcycle insurance. Insuring with L.A. Insurance means we protect your bike from all situations including accidents, collision, theft, robbery, and liability (if you cause an accident/property damage). So, what are you waiting for? Call our insurance agent in Ypsilanti at (734) 481-1111, visit our office, or get a cheap motorcycle insurance quote online. 

3. RV and Motorhome Insurance 

Do you live in an RV? Or do you use it for adventurous sightseeing in Ypsilanti? Whatever way you use it, you need minimum liability and property protection insurance. 

We cover the following types of RVs in Ypsilanti, MI:

• Class A Motorhomes
• Class B Motorhomes
• Class C Motorhomes
• Fifth-Wheel Trailers
• Travel Trailers
• Pop-Up Campers
• Truck Campers

If you own any of these RVs, call us now to insure it. Once you’re insured, you won’t have to worry about its safety! Our cheap RV and motorhome insurance policies include liability, vacation liability, collision, comprehensive, medical payment, uninsured/underinsured motorists coverage, and roadside assistance. Right now, if you’re in Ypsilanti, dial us at (734) 481-1111 or receive an affordable RV insurance quote online. 

4. Renter’s Insurance

Do you live in a rented apartment in Ypsilanti, Michigan? If yes, you need our affordable renter’s insurance, even though it’s not mandatory by law. The types of crimes that happen in Ypsilanti, such as theft, robbery, and other property crimes, pose risks to your personal belongings. That’s why L.A. Insurance offers reliable renter’s insurance coverage that includes personal property coverage, liability coverage, and additional living expenses (ALE). Choose the coverage you need and expand your financial safety with L.A. Insurance. Always have peace of mind knowing that your belongings and liability are protected. Call us now or get a cheap renter’s insurance quote online. 

5. Boat and Watercraft Insurance 

If you own a boat that you rent for business at Mac’s Marinas, Skip’s Huron River Canoe Livery, or Gallup Park Canoe Livery, you need boat insurance to keep your investment safe. L.A. Insurance in Ypsilanti, Michigan covers your boat against the most common risks including accidents, storms, theft, vandalism, and other damages. 

Types of boats we cover in Ypsilanti, MI:

• Powerboats
• Sailboats
• Personal Watercraft
• Pontoon Boats
• Kayaks and Canoes
• Houseboats

Whether you need liability coverage, collision coverage, comprehensive coverage, or medical payment coverage, we offer coverage at the cheapest rates. Need affordable boat and watercraft insurance in Ypsilanti, MI? Talk to our boat insurance agents right now to discuss the insurance plan. You can also get a cheap boat insurance quote online. 

6. Commercial Auto Insurance

If you own a business in Ypsilanti that involves fleet vehicles, you must insure it to protect your business assets. Since your personal auto insurance doesn’t cover your car if it’s being used for commercial purposes, you need separate business vehicle insurance. Our insurance agency in Ypsilanti specializes in providing the most affordable commercial auto insurance. With customizable options, you can choose whatever coverage you need for your business.

Types of business vehicles we cover in Ypsilanti:

• Delivery vans
• Company cars
• Trucks
• Service utility vehicles
• Fleet vehicles
• Taxi and ride-sharing vehicles

If you’re using any of these vehicles, our business auto policies will cover it. Typically, we offer liability, collision, comprehensive, medical payment coverage, uninsured/underinsured motorist coverage, and hired and non-owned auto coverage. Looking for a reliable local insurance provider in Ypsilanti to cover business vehicles? Contact L.A. Insurance today! Call our Ypsilanti insurance agents at (734) 481-1111, or get a cheap commercial auto insurance quote online right away.

Factors Affecting Insurance Rate in Ypsilanti, Michigan

Several factors influence insurance rates in Ypsilanti, MI:

• Population Density: Ypsilanti has a population density of approximately 4,809 people per square mile which is higher than the average of many U.S. cities. This might affect the insurance rate.
• Crime Rate: The city reports various crimes including property crimes and motor vehicle thefts.
• Severe Weather Incidents: Residents may have to deal with bad weather like tornadoes and snowstorms, which can damage property and cars and, in the long run, raise insurance rates.
• Traffic Conditions: Ypsilanti is close to major highways like I-94 and US-23, there is moderate to heavy traffic, which makes accidents more likely.

Tips for Finding the Most Affordable Insurance Agency in Ypsilanti, Michigan

Here are a few tips for finding the most affordable insurance agency:  

• Choose local insurance providers.  
• Collect quotes from multiple local insurance providers in Ypsilanti to find the best price and coverage.
• Combine multiple insurance policies such as auto and renter’s insurance.
• A good driving or claim history can lower your premiums significantly.
• Higher deductibles often result in lower monthly premiums.
• Read customer reviews

Upsides of Choosing L.A. Insurance in Ypsilanti, Michigan

• Affordable rates
• Convenient location at 420 East Michigan Ave., Ypsilanti, MI 48198
• 33 years+ experience
• Coverage for high-risk drivers
• Full coverage options
• Lowest down payments
• Low monthly installments  
• Expert local insurance agents in Ypsilanti
• Easy claim process
• Quick policy activation (get same-day insurance coverage)
• Personalized customer service