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Florida auto insurance policy document with calculator, cash, and car model showing cost estimation in Florida

How Much Does Auto Insurance Cost in Florida?

Floridians pay about 62% more for car insurance than drivers in most other states. So yes, it’s normal to feel a bit of sticker shock when you start shopping for car insurance here.

Woman holding car insurance policy standing beside insured vehicle in Florida neighborhood

What Is the Minimum Car Insurance Required in Florida?

If you drive a motor vehicle in Florida, the law requires two basic coverages. You must carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). This is the minimum car insurance requirement to register and drive your vehicle in the state legally.

First-time car buyer reviewing auto insurance quote on tablet inside dealership showroom

How To Get Car Insurance for the First Time

Getting car insurance for the first time can raise a lot of questions. Whether you’re buying your first car or getting your own policy for the first time, there’s a lot to figure out.