Blogs and Resources - LA Insurance

You’ve been in a car accident, filed your car insurance claim, and waited for that approval letter. Unfortunately, instead, you received a claim denial letter, which is a formal notification from your insurance company stating that your submitted claim has been rejected and explaining the reason for the denial. It may feel like another crash, but this time with paperwork and unexpected hassle. However, if your auto insurance company denies your claim, it’s not the end of your story. There are steps you can take if your auto insurance claim is rejected.

Test-driving a vehicle is the most exciting part of the car-buying process. However, it comes with responsibility. Many sensible drivers out there wonder, Do I need insurance to test drive a car? Well, it depends on where you’re driving, whether it’s a dealership or a private sale, and what kind of insurance coverage applies.

If your car is safe to drive, you’re less likely to cause an accident, at least not because of a mechanical failure. A vehicle inspection helps ensure your car is road-ready. It can prevent accidents, reduce risk, and reassure your insurance company that your vehicle is in good condition.