Blogs and Resources - LA Insurance

Most drivers fear higher rates after a car accident. Because a single at-fault accident can raise insurance premiums by 42%. However, if you’re generally a safe driver and if it’s your first accident, you may think about whether your car insurance company offers accident forgiveness. It helps drivers with a clean driving record to avoid unexpected premium increases. So, it’s about saving money. Keep reading this article to learn about what accident forgiveness is, how it works, its types, its benefits and drawbacks, costs, and more

Car insurance for teens and young adults can be expensive. And staying on your parents' auto insurance policy during this time can help you save money compared to purchasing a separate policy. That’s why many young drivers on the road wonder how long I can stay on my parents' car insurance. The truth is, there’s usually no strict age limit like with health insurance, where you age out at 26. With auto insurance, it’s less about your birthday and more about where you live, what you drive, and whether you’re still tied to your parents’ insurance policy.

A car is stolen in the U.S. every 37 seconds, says the National Highway Traffic Safety Administration (NHTSA). You would be astonished to know that over 1 million vehicles have been stolen in 2024 alone. California and Texas top the list for the highest theft rates. 
 
Thieves are targeting all types of vehicles, from trucks, sedans to family cars, and no neighborhood is safe. It's normal to feel panicked if you suddenly find your car missing.