Blogs and Resources - LA Insurance

If you’re thinking of purchasing insurance for your scooter, the first concern that comes to mind is the cost. Comparatively scooter insurance is cheaper than other types of motorcycles such as cruisers, and way more affordable than sports motorcycles.  

This is because scooters are generally safer, and it’s easier to balance which makes it less prone to accidents compared to other types of motorcycles.

No, motorcycle insurance is not a legal requirement in Florida. You can register your motorcycle under your ownership and ride it legally without being insured. But if you get into an at-fault motorcycle accident then you must cover the other driver, and any third parties for bodily injuries, vehicle and property damage.  

If you’re not willing to acquire motorcycle insurance, then you practically have two options; either to pay out of pocket for any at-fault motorcycle accident or obtain proof of financial responsibility by getting self-issued motorcycle insurance or surety bond.  

If you’re on the verge of purchasing motorcycle insurance in Texas, knowing how much it costs is essential for setting a budget and finding the best coverage options within your needs.  

If you’re not properly aware of the motorcycle insurance rates, you may purchase inadequate coverage which may not provide sufficient financial protection. Or you may end up spending more on unnecessary motorcycle insurance coverage.