Blogs and Resources - LA Insurance

Yes, renters insurance can cover hurricane damage, but only in specific situations. It usually protects your personal belongings from certain perils associated with hurricanes, such as wind, hail, fire, and lightning. But if your damage came from flooding or storm surges, you’ll likely need a separate flood insurance

Let’s cut to it: Is renters insurance mandatory? The short answer is no. It’s not required by law. But there is a catch. Just because it is not a legal necessity doesn't mean you can always skip it. 
 
Sometimes your landlord steps in and says, “Yep, you need it.” Many leases now demand proof of minimum renters insurance required by the landlord. This is true especially for newer apartments or professionally managed units. You might see a line in your lease saying you must carry $100,000 in renters liability insurance.

You might want to cancel renters insurance for many reasons. Maybe you’re moving, ending your lease, unhappy with customer service, or have found a cheaper renters insurance provider.  
 
According to Zebra, around 35% of customers shop for insurance when their current policy becomes too costly at renewal time.