Your Affordable Insurance Agency with Maximum Coverage
Instant Proof of Insurance Same Day
Do It Yourself or Get Help from Experts
Easily find your perfect insurance policy with our DIY option or expert help from our local agents.
Purchase Online
Visit our website, compare quotes, choose your policy, and get insured online in just a few clicks.
Agent Location
We serve over 200 USA sites. Visit our insurance agency near you for agent assistance.
Talk To Agent
Speak to one of our friendly insurance agents directly. He will find suitable coverage for you.
Our Affordable Insurance Agency Offers Maximum Protection at Lowest Price
Low Down Payments
Our low down payment option on all our insurance policies makes us the cheapest insurance provider. Start enjoying full coverage at the lowest rate.
Low Monthly Installments
Our monthly basis installments are the cheapest, ensuring the flexibility to manage your insurance payments. So, relax and get the coverage you need.
Liability Only
Meet state requirements affordably. Select our liability-only insurance and stay financially protected in case of an accident caused by your fault.
Full Coverage
Get full coverage at the lowest rate, including liability, comprehensive, and collision. Protect yourself against any risks with our complete policy.
Select the Insurance Service You Need to Get Your Quote
Choose the insurance service you need. We offer diverse insurance products at a reasonable price. Pick the one that works best for you and get an instant quote online.
Auto Insurance
Protect your vehicle on the road with the nation’s largest independent insurance agency. We offer full coverage auto insurance for all. Get a free auto insurance quote today.
Motorcycle Insurance
Do you ride for pleasure or daily commute? Get the cheapest motorcycle insurance policy that fits your budget and lifestyle. Contact us now for a motorcycle insurance quote.
RV and Motorhome Insurance
Going for vacations or full-time living? Ensure your motorhome or recreational vehicle is protected with our affordable agency. Quote for your RV and motorhome insurance now.
Renter's Insurance
If you’re renting an apartment or house, ensure your valuables are covered against theft, fire, and more. Get a cheap renters insurance quote now to protect your belongings.
Boat & Watercraft Insurance
Love to go for adventures on water? Do it safely with L.A. Insurance. Protect your vessel with our cheap boat insurance policies. Find your boat insurance quote right away!
Commercial Auto Insurance
Get cheap commercial auto insurance to keep your business vehicles safe. We cover you and your workers when they're driving for work. Request business auto insurance quote now.
Get Personalized Support from Our Skilled Insurance Agents
The local agents of L.A. Insurance provide customized insurance policies. They assess your insurance needs based on your location and financial situation, offer quotes from multiple companies for competitive rates, and ensure every client gets the coverage they truly need. Insure your car, motorcycle, RV, renters home, or boat with our affordable insurance agency. Talk to our agents now for cheap insurance solutions with a personalized touch.
Protect Your Car with the Most Affordable Car Insurance Agency
L.A. Insurance is your cheapest car insurance company. We provide affordable full coverage auto insurance policies designed to keep you and your vehicle protected. We've got you covered for all types of car insurance— comprehensive, liability, and collision.
You can get insured with us in a minute, regardless of your driving record. Get a free car insurance quote today for competitive rates and flexible payment plans to protect your car.
Get the Best Motorcycle Insurance at the Cheapest Rate
Now you can confidently and safely ride your off-road, sports bike, scooter, or touring bike with cheap motorcycle insurance from L.A. Insurance. Our diverse coverage options protect your motorcycle against unexpected events.
Enjoy every ride with our affordable agency, including protection against theft, vandalism, accidental damage, and natural disasters. Want to compare motorcycle insurance costs? Get your motorcycle insurance quote now!
Get Free Insurance Quote Instantly
Looking to insure your car, bike, boat, RV, home, or business vehicles? Don’t forget to compare quotes before buying. Get a cheap insurance quote instantly for free.
Hit the Highway with Our Affordable RV & Motorhome Insurance Policy
Go for an adventure on the open road with assured safety using our cheap motorhome insurance policy. At L.A. Insurance, we cover your motorhomes and recreational vehicles against all kinds of unforeseen events including theft, accidents, vandalism, and natural disasters.
To enjoy a safe road trip, make sure your home on wheels is secure. Become the valued policyholder of our reliable RV insurance. Get an affordable RV insurance quote online today.
Cheapest Renters Insurance to Protect Your Belongings
The valuables you have in your rental home are fully protected with our affordable renters insurance policy. Our cheap renters insurance (AKA tenant insurance) provides the most dependable coverage at the lowest rate.
Our coverage options include personal liability, personal possession, water damage, severe weather (e.g., cyclones, floods), and ALE (Additional Living Expenses). Want to compare renters' insurance costs? Get a cheap renters insurance quote now.
Get Out on the Water Safely with Our Cheap Boat Insurance
We have over 32 years of experience in boat and Personal Watercraft (PWC) insurance. Our cheap boat and watercraft insurance policy lets you boat wherever you want, on any lake or river in the United States.
Secure your boat today with L.A. Insurance against unexpected events. We are here to protect your boat, whether it's a PWC, fishing boat, yacht, sailboat, or houseboat. Talk to our agents directly or get an affordable boat insurance quote online.
Secure Your Business Vehicle with Our Cheap Commercial Auto Insurance
Protect your business investment with our affordable commercial auto insurance. We offer a full range of coverage options for your commercial vehicles, including comprehensive, collision, bodily injury, and liability insurance.
Whether you own taxis, delivery vans, or trucks, using our auto insurance for business, you can minimize the losses. Don't wait to ensure financial protection against unexpected events. Quote for commercial auto insurance online.
How Our Affordable Insurance Agency Saves You Money
Competitive Rates
It’s our mission to make the top-of-the-line insurance product accessible at the lowest price. For instance, Michigan drivers save the most on car insurance without compromising coverage
Customizable Coverage
Our customizable coverage options let clients customize their insurance coverage, avoiding unnecessary costs. Choose only the coverages you need and save money by not paying for extras.
Upfront Payment
By deciding on an upfront payment or deductibles, you can save money. Paying in full not only simplifies your budgeting but also provides savings compared to monthly installments.
Flexible Payment Plans
L.A. Insurance is the most affordable insurance provider, giving flexible payment plans to accommodate your financial situation. We make it easier to manage your insurance costs over time.
Our Specialties in Providing Affordable Insurance Solutions
L.A. Insurance has been delivering low-cost insurance solutions for more than 32 years. Our goal is to ensure the highest quality coverage at the lowest cost. Here are our specialties:
32 Years of Experience
Since 1992, we've served clients in over 200 sites throughout Michigan, Nevada, Texas, Georgia, Florida, Arizona, and Colorado, becoming North America's largest independent insurance agency.
Maximum Coverage
We ensure maximum coverage in our policies, offering the highest protection limits. You’re fully protected with us and don’t have to pay additional expenses beyond your policy’s cap.
Strong Local Presence
We’re a locally owned company and have a strong local presence in certain areas. Our broad understanding of the insurance needs of your community helps deliver effective coverage solutions.
High-Risk Driver Coverage
If you’re a high-risk driver and struggle to get insurance elsewhere, L.A. Insurance can help you out. This approach certainly sets us apart from larger or more generalized insurers.
Quick Binding Time
Experience quick policy activation with us. This means providing immediate coverage after the agreement. So, you’ll receive the protection you need almost instantly after purchase.
Easy Claim Process
Filing a claim process is easy. Connect with your broker, provide details and evidence, and our team will initiate a prompt review and evaluation process for quick payment arrangements.
Frequently Asked Questions
What makes L.A. Insurance an affordable insurance provider?
L.A. Insurance stands out as an affordable provider due to our ability to offer the lowest monthly installments and down payments compared to larger insurers. We focus on cost-effective insurance solutions without compromising quality.
How can I get a quote for a low-cost insurance service from L.A. Insurance?
You can get an insurance quote easily and promptly from L.A. Insurance. Simply visit our website and fill out a form or contact one of our agents directly. We’ll customize a low-cost insurance plan based on your needs and budget.
Who are the agents at L.A. Insurance?
Our local insurance agents are more like your neighbors. They understand your area as well as the community extensively. At L.A. Insurance, all our agents are licensed, knowledgeable professionals dedicated to delivering excellent services. They are trained to understand your unique insurance needs and offer personalized guidance throughout the insurance process.
What types of insurance solutions does L.A. Insurance provide?
L.A. Insurance offers a variety of cheap insurance solutions including auto, renters, motorcycle, boat, commercial auto, and RV insurance. All these insurance policies come with diverse coverage options as well. Anyone who is looking for a cheap insurance agency in Michigan, Nevada, Georgia, Texas, Florida, Colorado, and Arizona can choose L.A. Insurance for their insurance need.
What is the process for filing a claim with L.A. Insurance?
It’s easy to file an insurance claim process with L.A. Insurance. Simply, contact your agent or visit our website to begin the claim process. Provide details and documentation (e.g., photos, videos, police report) related to the incident and one of our adjusters will review and investigate your claim to determine the amount of loss and damages.
Are There Any Discounts Available at L.A. Insurance?
Currently, L.A. Insurance focuses on offering the lowest monthly installments and down payments in the insurance industry, rather than traditional discounts. In fact, we guarantee the lowest insurance rate for any client regardless of their location, credit score, or driving history. This also makes us the best insurance agency in the country in terms of affordability.
Let’s Chat. Our Agents Are Here to Help You Out.
Want to buy an affordable insurance policy online? But can’t decide the right coverage? Or perhaps you’ve some questions about your policy. Let’s have a chat then. Our agents here are super friendly. Let them help you find the best insurance solutions.
