Start Your LA Insurance Franchise for an initial franchise fee of $2,500

Open your own insurance franchise with the most affordable start-up cost. Be part of a multi-billion-dollar industry through one of North America’s largest independent insurance agency franchises. Initial start up fees also include initial lease payments, signage, furniture, and equipment ranging from an estimated $18,300 to $62,500.
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Training and Support

Recurring Revenue

10 million+ Policyholders

10 million+ Policyholders

Existing customer base

33 Years of Experience

33 Years of Experience

Based on a proven franchise model

Man smiling for success

We Offer Property and Casualty Insurance with a Proven Franchise Model

The property and casualty insurance market size is estimated at $1 trillion in terms of gross written premiums. With an L.A. Insurance agency franchise, you can capitalize on this thriving industry and offer high-demand insurance policies. As part of our franchise, you’ll not only provide affordable auto insurance but also offer coverage for motorcycles, RVs, rental properties, boats, and business vehicles.
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Perks of Choosing Our Independent Insurance Agency Franchise

Start your franchise business with comprehensive support at a surprisingly low entry cost. Receive necessary training, licensing, and marketing support, and experience incredible growth. Here’s why become an L.A. Insurance franchise owner:

Ready to Start your Franchise today

Launch Your Insurance Franchisee– No Experience Required

Our franchise opportunities are not limited to licensed agents or insurance professionals. You can take advantage of our franchise ownership opportunity even without prior experience.

We provide step-by-step guidance and ongoing training, covering insurance products, customer service, regulatory compliance, and CRM. Additionally, franchisees gain access to marketing tools, advertising support, and operational guidance. This makes sure your agency gets off to a strong start and sustains long-term growth.

Comprehensive Training
Marketing Support
Ongoing Mentorship
Proven System

We're Here to Support Your Growth

Invest in L.A. Insurance Company Franchise

Reach your goals

Watch Your Progress Soar

We're one of the most affordable franchise opportunities available.

Industry-Leading Returns

Current Franchise Opportunities in Michigan and Beyond

L.A. Insurance currently operates 154 locations nationwide, including 78 active locations in Michigan. We’re now offering new opportunities across 22 Michigan cities, like Traverse City, Battle Creek, and Port Huron. Our franchise footprint is growing fast in other states, too, including Florida, Texas, Nevada, Colorado, and Georgia. These markets offer real potential for growth with built-in brand awareness and strong customer demand. Whether you’re in a major city or a suburban neighborhood, our franchise model adapts to your local market. Use your zip code to find an available territory near you to launch your franchise office.

4 Easy Steps to Own an L.A. Insurance Agency Franchise

Click Apply

Schedule a Meeting

Confirm and Sign

Complete Training and Launch

Hear What Our Insurance Franchisees Have to Say

"Joining L.A. Insurance has been a game-changer for my business. Through the franchise, I was able to get appointed with key carriers that are essential to staying competitive in today’s market—something that’s hard to achieve independently. The in-house financing opportunities made it possible for me to acquire new locations and grow faster. I am now the largest franchisee in the company. Being part of an established brand gave me instant recognition in the market. And because all franchisees share the same goal, we support each other and grow together. I’m proud to be part of the L.A. Insurance network."

L.A. Insurance Franchise Owner

"When I tied together all of the investments to gain new markets with carrier appointments I would never have access to, along with eliminating all of my back office expenses, it made moving my agency into the L.A. environment one of the easiest business decisions of my career. "

L.A. Insurance Franchise Owner

Join One of North America’s Biggest Auto Insurance Franchise Networks

Take the first step toward financial independence and join our nationwide network of successful franchisees.

* Application process includes qualification review. Terms and conditions apply.

Frequently Asked Questions

When did L.A. Insurance begin offering franchise opportunities?

L.A. Insurance started in 1992 and has offered franchising opportunities since then.

How much does it cost to open a franchise?

The average insurance franchise costs anywhere from $25,000 to over $100,000, depending on the brand, franchise fee, location, and required capital. However, with L.A. Insurance, you can open your insurance agency franchise for just an initial franchise fee of $2,500 and other initial startup fees including initial lease payments, signage, furniture, and equipment ranging from $18,300 to $62,500. Our low-entry business model includes training, customer service support, and access to top insurance carriers.

How many locations are currently operating under the L.A. Insurance brand?

L.A. Insurance currently operates 154 locations across the U.S., with 78 active locations in Michigan and growing nationwide.

Are insurance franchises profitable?

Yes. Many insurance franchises generate stable, recurring income through policy renewals. With the right market, model, and support, profitability scales over time.

Do I need insurance experience to own an L.A. Insurance franchise?

No. While helpful, insurance experience isn’t required. Brands like L.A. Insurance provide full training, licensing support, and onboarding to guide you step by step.

What are the qualifications or requirements to become an L.A. Insurance franchise owner?

You’ll need to meet basic licensing requirements, have strong communication skills, and commit to following a proven business model. We welcome both new and experienced entrepreneurs.

Can I start an insurance franchise from home?

No. However, LA Insurance offers a flexible model with full tech, CRM, and marketing support to reach customers.

Which is the best insurance franchise to own?

If you’re seeking low-cost entry, a trusted brand, and strong training and marketing support, L.A. Insurance stands out as one of the best insurance agency franchises available.

How long does it take to set up a franchisee?

Setup time varies. But most L.A. Insurance franchises can launch within 30 to 60 days or even less, depending on licensing and location readiness.

Does L.A. Insurance provide training and support to franchisees?

Yes. We provide full onboarding, sales training, compliance guidance, marketing tools, and ongoing support from the day you sign your franchise agreement.

Will L.A. Insurance help me pick my office location?

Absolutely. Our team can help you evaluate ZIP codes, traffic visibility, and real estate to help you secure a location with high growth potential.

What insurance products will I be able to sell under the L.A. Insurance franchise?

You can sell car insurance, motorcycle insurance, home insurance, renters insurance, life insurance, boat insurance, RV insurance, and commercial auto insurance if you become an L.A. Insurance franchisee.

About Us

LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage.

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