June 29, 2022
Auto Insurance
Motorcycle Safety Course
If you have never ridden a motorcycle before, it’s the coolest and best feeling ever. Balance, bravery, a positive mentality and especially SAFETY are all really important qualities someone must have to ride a motorcycle. In order to get a motorcycle license, a motorcycle safety course is required. In Michigan, the steps to get your motorcycle license include taking 2 basic rider courses, getting an endorsement, and pay the fees necessary.
There are two options in getting endorsed for a motorcycle license in Michigan. The first option is to take a rider skills test (RST) and the second option is to take a motorcycle safety course. Essentially taking the safety course is better because you get to learn more about riding safely. Simply taking the RST will only be based off of your initial knowledge, whereas the safety courses are able to teach you what to do in the event of an emergency. Completing a motorcycle rider education course is a good way to ensure you have the correct instruction and experience it takes to ride a motorcycle.
Safe motorcycling takes balance, coordination, and good judgment because controlling the motorcycle itself is a challenge. Being a responsible motorcycle driver means checking your Tires and wheels, controls, lights and mirrors, oil and other fluids, chassis and stands; all remembered as TCLOCS. Being a responsible motorcyclist also means wearing as much protection as you can. Wearing a helmet is the most important gear to have and to wear on every single ride. It is a requirement to have a DOT approved helmet. Wearing long sleeves and long pants with a reflective jacket will save your skin in a motorcycle accident, especially if you end up sliding.
There are a lot of things to learn when it comes to motorcycle safety. The more you know, the safer you will be, and in turn the more fun you will be able to have. Being safe means that you can ride longer and not get injured or possibly injure others. Taking these safety courses is really important because it can save you and others around you. Riding a motorcycle is so much fun, make sure that you are covered with LA Insurance.
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Can You Get Insurance on a Salvage Title Motorcycle?
The moment you get a salvage title on your motorcycle it is deemed a total loss, and that’s why you can’t get insurance for a motorcycle with a salvage title. If your motorcycle has gotten a salvage title by your insurance company, this means that its repair cost is significantly higher than its current market value.
Typically, the cost of repairing the motorcycle can range from 75% to 90% and above. This makes it very costly for insurers to cover salvage title motorcycles. On top of that, it is illegal to insure a motorcycle with a salvage title in every state in the US.
Ultimately, whether it’s excessively high repair costs, or legal boundaries, most insurers are bound by these barriers. So, unfortunately, you can’t get insurance on a salvage title motorcycle.
Can You Get Motorcycle Insurance with a Permit?
Whether it comes to owning, or riding a motorcycle, it is legally mandatory for you to have motorcycle insurance in most states in the US. Without motorcycle insurance, it is illegal for you to either own a bike or even ride it on the streets. It can lead to legal penalties such as a fine of up to $500, and 1-year jailtime, or both, depending on state laws.
Generally, most insurance companies prefer customers with an active motorcycle license. This might leave new riders such as yourself wondering “can I get motorcycle insurance with a permit?”
Does Car Insurance Cover Accidents on Private Property?
Accidents on private property happen more often than you think. A fender bender in a crowded parking lot. A scrape against a neighbor’s fence. Or worse, a slip and fall in your driveway. But does your car insurance cover accidents on private property? That depends. Factors like fault, policy specifics, and even state laws come into play.
Can You Get Auto Insurance with a Suspended License?
Many drivers might not realize how complex things can get if their license is suspended. Shockingly, almost 11 million people in the United States have had their driver’s licenses suspended, according to the National Conference of State Legislatures (NCSL).
How to Transfer a Car Title in Colorado?
Transferring a car title in Colorado can be simple if you know how. But first, let’s explain to aspiring car owners what transferring the title means. Transferring a car title is a way to show who owns the car. When you sell or give a car to someone, you and the new owner have to sign a paper called title. And this paper gets sent to your local DMV office, and they update their records to show the new owner’s name. So, how do you transfer the title of a car in Colorado?
Michigan Auto Insurance Requirement: A Complete Guide
Are you curious about Michigan's auto insurance requirements? Or how much coverage you need to drive legally? You're in the right place.
First off, car insurance isn't optional in the Great Lake State. Every driver must have specific types of coverage. If you're new to the state's insurance laws, it can feel overwhelming. Michigan's no-fault insurance rules, choosing the right Personal Injury Protection (PIP) options, and understanding legal requirements can be confusing.
