About Us
LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage
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L.A. Insurance Agency MI-43
Detroit is a city in Michigan known for its rich history in the automotive industry. The city is home to a diverse population with varying insurance needs. Navigating the complexities of insurance can be challenging, but it is crucial for protecting yourself, your family & your assets. Insurance provides financial stability against unexpected financial losses.
In Detroit weather conditions, economic factors, and city-specific risks can vary, having ideal insurance coverage is essential. Choosing the right insurance can be hard, but it's not impossible if you give it some thought. Which ensures you secure the necessary safeguards for your personal assets.
We offer a wide range of insurance options including auto insurance, motorcycle insurance, RV and motorhome insurance, boat and motorhome insurance and renter’s insurance. Each type of insurance serves a unique purpose and offers diverse levels of protection. Finding an affordable insurance agency requires understanding the factors that influence costs and knowing where to look for the best deals.
Driver's Age: Younger drivers typically face higher auto insurance premiums due to their lack of driving experience.
Driving Record: A clean driving record can significantly lower auto insurance premiums.
Credit Score: Insurance companies often consider credit scores when determining premiums, with higher scores typically resulting in lower rates.
Auto insurance is a legal requirement in Detroit, with mandatory coverages to protect against liability and personal injury.
Motorcycle insurance provides financial protection for motorcyclists against damages, theft, and liability. Given the higher risks associated with riding a motorcycle, having adequate coverage is crucial.
In Detroit, motorcycle insurance is mandatory. The required coverages include:
Optional coverages enhance your protection and include:
RV and motorhome insurance covers various risks associated with owning and operating recreational vehicles. This includes protection against damages, liability, and other specific needs of RV owners.
Detroit requires RV owners to have minimum liability coverage to protect against bodily injury and property damage caused to others.
Boat and watercraft insurance protects against the unique risks associated with boating, including damages, theft, and liability.
While Michigan does not mandate boat insurance, marinas and lenders often require it. Liability coverage is recommended to protect against damages and injuries caused to others.
Renters insurance protects tenants' personal belongings and provides liability coverage. It's essential for renters to safeguard their possessions against theft, fire, and other unexpected events.
Commercial auto insurance covers vehicles used for business purposes, protecting against damages, liability, and other business-related risks.
Detroit requires businesses to have minimum liability coverage for bodily injury and property damage caused by business vehicles.
At L.A. Insurance, we understand that finding the right insurance can be a complicated task. That’s why we make the process simple, transparent, and tailored to your needs. Here's why choosing L.A. Insurance is the best decision for protecting what matters most to you.
Personalized Service: Personalization is important to us at L.A. Insurance. Our knowledgeable agents take the time to learn about your specific needs and situation. Then, they create custom insurance plans that give you the best coverage at the best price. To make sure you have a pleasant experience from the time you contact us, we are committed to providing excellent customer service.
Affordable Rates: We all know that price is a big part of choosing insurance. That's why we work hard to keep our rates low without lowering the standard of our coverage. We can find you the best deals on insurance because we have good relationships with the best companies. Which will make sure you get the safety you need at a price you can manage.
Easy Claims Process: If you require help submitting a claim, L.A. Insurance is available at every stage. We have created a claims process that is both efficient and hassle-free. Our commitment is to ensure that all claims are resolved in a fair and timely manner.
Trusted by Many: Our reputation speaks for itself. Countless delighted clients have chosen L.A. Insurance for their coverage needs. We continue to foster long-term relationships built on trust, dependability, and great service. Are you ready to experience the L.A. Insurance difference? Contact us today to talk about your insurance needs and discover the right policy for you. Let us help you safeguard your money, family, and future.
13545 West Seven Mile Rd., Detroit, MI 48235
Sunday:Closed - Closed
Monday:9:00 AM - 6:00 PM
Tuesday:9:00 AM - 6:00 PM
Wednesday:9:00 AM - 6:00 PM
Thursday:9:00 AM - 6:00 PM
Friday:9:00 AM - 6:00 PM
Saturday:10:00 AM - 1:00 PM
Find the wide range of insurance options we offer in Detroit. From auto and motorcycle to renters and commercial auto insurance, LA Insurance has all your coverage needs.