May 31, 2023
Auto Insurance
Driving Record in Michigan
In Michigan, people’s driving records are important and weigh a lot into important life decisions. A driving record is a history of someone’s traffic violations, traffic crashes, failures to appear in court (FAC) and Failures to comply with the judgment (FCJ). The driving record also includes not at-fault crashes, at-fault crashes with a matching conviction and any convictions relating to a driver training course (Michigan.gov). Knowing what types of events effect a driving record can help people understand how the system in Michigan works, to keep their records clean.
First point is to understand the points! The point system is set up so that there are up to 6 points. Each offense has a point value. Points stay on your record for two years from the date you are found responsible for the violation (www.co.monroe.mi.us/)
Alcohol related offenses such as driving under the influence (DUI) or impaired driving cost 4 to 6 points to your record. The Michigan Vehicle Code Section 257.625 explains all of the aspects of the laws that pertain to drunk driving or other alcohol related offenses. For these offenses the points are not the only punishment to the offender. Community service hours, imprisonment, Suspension of license, fines, probation, and these payments would have to be made no later than 30 days (legislature.mi.gov/).
Michigan Law Requires driver’s License suspensions for drug convictions, even if you were not driving at the time of the offense. Calling a Taxi or Ride Share service will ultimately cost less than going through court and losing your license or ruining your driving record. Selecting a designated driver or calling someone for a ride is probably the best option in that scenario (Michigan.gov). Some of these violations have mixed terms. Reckless driving and DUI are sometimes called wet reckless (drivinglaws.org).
All in all, there are a lot of things that affect people’s driving records. You can always access your driving records from the Secretary of State. If there are any issues with your driving record, there is a new program in place called “Road to Restoration” that can help people not get their licenses suspended and have some of the violations wiped off the record. Once someone has cleared their record and done everything required, insurance is easy to find! If you have just cleared your record and need help with a free quote, click here.
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Auto insurance
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